
A screen-free, printable allowance system · Ages 6–14

My Story
After more than a decade of hiring teenagers at Barnard General Store, I kept seeing the same thing: smart, capable kids who had never been taught the basics. They couldn't count change. They didn't understand taxes. They had no idea how to budget or save.
Today's kids are growing up in a cashless world. It's easy to forget that without ever touching money, counting change, or watching a savings account grow, real financial understanding just never develops.
Aldo's Allowance Academy is a screen-free, printable allowance system that becomes part of your family's rhythm. Kids earn, save, spend, and give — week after week — until real money confidence is just part of who they are.
I built this for my kids first. But I think it belongs in every family.
Three levels. One System.
Level 1
Wise Owlet's
Club
Ages 6–8
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Coin identification
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Spend, Save & Give Ledgers
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Budgeting basics
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Savings Goals
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Delayed Gratification Bonus System
Developer
Use this space to introduce yourself and share your professional history.
Level 2
Smart Cents League
Ages 9–11
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Taxes & net pay
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Check writing
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Percentages
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Paying bills
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Insurance & tax return
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Parent Match Savings System
Developer
Use this space to introduce yourself and share your professional history.
Each level $19 · All 3 levels for $49 · Instant digital download
Level 3
Financial Flight Society
Ages 12-14
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Compound interest
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Credit scores
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Emergency Funds
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Intertest loans
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First job prep
Developer
Use this space to introduce yourself and share your professional history.
